The proceedings carried out by Mngr. Em concerned a real estate loan agreement from 2008, which was repealed in 2016. The claim for repayment consists of the prepayment penalty paid and the compensation to be paid to the plaintiffs in the amount of 2.5 percentage points above the base interest rate.
The revocation had initially been challenged out of court. On the other hand, the Federal Supreme Court followed the arguments of the plaintiffs and considered the declaration of revocation of the loan agreement effective. This resulted in the claim for repayment of the prepayment penalty and the compensation for use.
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